Boat insurance
Homeowners coverage for boats is usually limited.
Size, speed, value, operators, storage and navigation territory guide the solution.
Hull and equipment
Review agreed value versus actual cash value, deductibles, machinery, electronics, trailers and personal effects.
Watercraft liability
Serious injury, passenger claims, towing and property damage make adequate liability and umbrella coordination important.
Navigation and layup
Policies can limit coastal distance, named waters, seasons and hurricane plans.
Operators and use
Disclose youthful operators, boating experience, watercraft type, mooring, storage, racing, charter and business use.
Complete household protection